Empower Your Community with Affordable Financing for Adult Day Care Centers
USDA-supported loans for rural communities. Grow your services with up to $25MM in funding.
The Need for Adult Day Care in Rural Communities
Rural areas often face unique challenges in providing care for aging and special-needs populations. Limited access to facilities, outdated equipment, and financial constraints can hinder the quality of care. The USDA-supported loan program aims to bridge this gap by providing the necessary funding to establish and grow adult day care centers, ensuring that rural communities have access to high-quality care services.
About the Program
The USDA Business & Industry Guaranteed Loan Program, facilitated by August Brown, provides long-term, sustainable financing for adult day care centers in rural areas. With loan amounts ranging from $1MM to $25MM and terms up to 30 years, you can expand your facilities, modernize equipment, and enhance services for aging and special-needs populations.
Benefits of the Loan Program
- 100% Financing: Cover the full cost of qualified projects without upfront capital.
- Extended Terms: Up to 30 years for manageable repayments.
- Construction Financing: Support for new builds or expansions.
- Federal Guarantee: Potential 1926b protection for added security.
- Streamlined Process: No required agency engineering reviews.
- Expert Servicing: Life-of-the-loan support from August Brown’s team.
Who Can Apply?
To qualify, your project must:
- Be located in a rural area with a population of 50,000 or less
- Create or retain jobs in rural U.S. areas
Eligible applicants include:

For-profit or non-profit adult day care operators

Nursing homes / skilled nursing facilities Home health agencies and home-care providers Adult congregate living facilities / adult foster care

Rehabilitation / physical therapy centers (outpatient rehab) Hospices and palliative care centers Community health clinics and rural health centers Childcare centers (rural community support services)
How Can You Use the Funds?
Loan funds can be used for:
- Purchasing or constructing facilities
- Modernizing and improving infrastructure
- Acquiring essential equipment (e.g., health monitoring, kitchen, accessibility aids)
- Covering working capital and startup operating costs
- Refinancing debt to improve financial sustainability and services
Why Choose August Brown?
With deep expertise in USDA loan programs, August Brown is your trusted partner. We offer:

Guidance through every step of the application process

Deep understanding of the adult day care and senior services sector

Commitment beyond the loan closing - we continue to support you with insights and performance reviews to help your business thrive well after funding.
Ready to Get Started?
Check Eligibility
Use the USDA mapping tool to confirm your project’s location in an eligible rural area.
Contact Us
Reach out for a free consultation and let our team guide you through the process.
Apply
Submit your application with our support to ensure everything is complete and accurate.
Secure Financing
Get the funding you need to begin your project and make a real difference in your community.